Our Privacy Policy and Commitment to Protecting your Privacy:

VJL Insurance Services Inc. values your business and we thank you for your confidence. As our client, we respect your
trust in us and want you to be aware of our commitment to protect the information you share in the course of doing
business with us.

Your Rights as They Pertain to Your Personal Information:

•  You have the right to know why an organization collects, uses or discloses your personal information.
• You have the right to expect an organization to handle your information reasonably and to not use it for any
  other purpose other than the one to which you consented.
•  You have the right to know who in an organization is responsible for protecting your information.
• You have the right to expect an organization to protect your information from unauthorized disclosure.
•  You have the right to inspect the information an organization holds about you and make sure it is accurate,
  complete and current.
• You have the right to expect an organization to destroy your information when requested and when no longer
  required for the intended purpose.
•  You have the right to confidentially dispute to an organization about how it handles your information and to the Privacy Commissioner of Canada if need be.

How we Collect, Use and Disclose Your Information:
When you do business with us, we collect the following information: personal, non-personal, and medical. You share this information so that we may provide you with products and services that best meet your needs. We assume your consent for our firm to use this information in an appropriate manner. We may use and disclose this information in order to:

• Communicate with you in a timely and efficient manner.
• Assess your application for investment, insurance and other services available to you by our firm.
• Evaluate claims and underwriting risks when required.x Detect and prevent fraud.
• Analyse business results.
• Act as required or authorized by law.

We Strive to Protect Your Personal Information:

We do not sell client information to anyone. Nor do we share client information with organizations or individuals outside of our relationship with you.

All advisors and support associates with VJL Insurance Services Inc. who are granted access to client records understand the need to keep this information protected and confidential. They know they are to use the information only for the purposes intended. This expectation is clearly communicated. We’ve also established physical and system safeguards, along with proper processes, to protect client information from unauthorized access or use.

Your Privacy Choices:

You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us reasonable
notice) by contacting our Privacy Officer. Please be aware that withdrawing your consent may prevent us from providing you with requested products or services. We may occasionally use your personal information to advise you of products or services we believe may be of interest to you or fit your personal circumstances. If you would rather not receive this type of communication,  please advise our Privacy Officer.

Our Privacy Officer: Vern Lunz

VJL Insurance Services Inc.
46 Coral Gables Cres. , Elmira, ON N3B 3P3

 

Who we are

Our website address is: https://vernlunz.ca.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.

 

Contact Forms

When you fill out a contact form on our website, the information you provide—such as your name, email address, phone number, and message—is sent directly to Vern Lunz via email and is also securely stored in our website’s database through our form system (Elementor Pro).

This information is used solely to respond to your inquiry and to provide the services or information you have requested. Only authorized personnel have access to form submissions, and they are protected under the same strict privacy safeguards we apply to all personal data.

Form submissions are not shared with any third parties without your consent, except where required by law. If you wish to have a past submission deleted from our system, you may contact our Privacy Officer at any time.